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We team with employers of privately-held small to mid-sized companies to create and run a dynamic benefit program with the end goal of employee retention. Our clients provide benefits that employees appreciate because they work the way they are supposed to work; that's because we excel in personal service, strategic planning, and the use of current technology. Rather then taking benefit packages "off the shelf", we carefully research requested benefits and than match providers in order to best match each client's unique needs.

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It is understood that employers offer benefits to attract & retain quality employees. At Higgins Insurance Group we partner with employers by providing Personal Attention, Strategic Planning & Leveraging Technology to help achieve these goals.

     Department of Labor Releases New Notices
       New Model Notices re:Health Exchanges

     New Summary of Benefits & Coverage Rules

  Group Health Benefits




  Cafeteria Plans